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Another option would have been to remove the STAR payment from the local levy. The good news is that there are plenty of mortgage and lending companies that understand that not all people have perfect credit records and are willing to work with even the highest risk individuals and couples. The way you build your own credit rating is by paying your bills on time, getting a "secured" credit card and using it actively while paying it off fully each month of the year. Karen also gives back to the community through her work with Breast Cancer Research.


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