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Materials or comments received from individuals who do not indicate affiliations with organizations will not be considered public information unless expressly stated otherwise by the individual. Interest distributed to the REMIC I Regular Interests Y-1 and Z-1 on each Distribution Date will have accrued at the weighted average of the Net Rates for the Group II-1 Loans on the applicable Uncertificated Principal Balance outstanding immediately before such Distribution Date. Scott Mitchell - - mitchell@4guysfromrolla.

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